What process must be followed to buy a property in Guadalmina?
Buying a property in Guadalmina is a guarantee of quality and exclusivity. Who wouldn't like to enjoy an oasis of tranquillity on the coast of Malaga? There are a large number of properties for sale on the market that must be studied meticulously. A luxury beachfront villa, an inland apartment, a plot of land or a semi-detached house? This question can form our starting point, and from there we can specify our desires.
In any case, the acquisition of a property of these characteristics requires the completion of a purchase process, just like other types of properties.
Process for buying a property in Guadalmina
The first and most important thing in order not to make a false step is to seek the advice of one of the real estate agencies in Marbella. This allows us to learn which properties we are in a position to acquire and which of them we like best.
Real estate development in Guadalmina has led to a proliferation of super-luxury villas with ultra-modern designs that can make it tricky to choose. However, we must be able to choose the home that best suits our needs, prioritising factors such as exclusivity, security, privacy, well-being and comfort, among others.
Once the decision to buy has been made, it is important to be sure of the condition of the property. It is therefore a good idea to visit it as many times as necessary. In these cases, it is advisable to be accompanied by a real estate agent to help us in the process.
The next step is to apply for a “nota simple” of the property at the land registry or town hall. This will ensure that we know the identity of the owner and whether the house is free of financial encumbrances, such as mortgages or liens.
Then it is time to make the financial offer. Sometimes, the owner will counter-offer. Whatever happens, once an agreement has been reached, the reservation is formalised, the so-called earnest money contract is signed and, possibly, a deposit will need to be paid. If the full amount is not available for the purchase of the house, the next step is to apply for a mortgage from a bank. In this case, the purchase will take a little longer, as the bank will have to carry out some checks regarding the financial soundness of the buyer.
Buying off-plan
One way to save money when buying a new property in Guadalmina is to buy off-plan. This involves the acquisition of a property when it is in its initial stage of construction. In other words, the building will have a licence, project, plan and specifications, but its construction will be in the initial stages.
The result is that you get a lower price than if you were to buy a finished property. On the other hand, a small disadvantage is that one must wait longer to enjoy it.
In short, owning a property in this area is a great investment. Whatever the budget, there is something to suit all tastes. If you want to buy a property in Guadalmina, contact us today and we will help you find what you are looking for.
